Washington, DC Credit Card Debt Help

Attorneys Who Will Fight for You

Credit card debt can be overwhelming. If you are struggling to pay off your credit cards, you may be considering bankruptcy. However, bankruptcy is not your only option. If you are seeking credit card debt relief, it is critical that you speak with a Washington, DC bankruptcy attorney who will review your situation and help you determine the best course of action.

At Belmont Law Firm, we understand that not everyone is a good candidate for bankruptcy. We will help you determine if bankruptcy is right for you, or if there are other options available to you.

Schedule a free initial consultation with our Washington, DC credit card debt lawyers by calling (202) 875-8445 or contacting us online. 

What Is Chapter 7 Bankruptcy?

Chapter 7 bankruptcy is referred to as liquidation bankruptcy. When you file for Chapter 7, all of your assets will be sold to pay back as much of your debt as possible. If there is anything left over after paying back your creditors, it will be returned to you. This type of bankruptcy is typically best for people who have little to no assets and a lot of debt.

What Is Chapter 13 Bankruptcy?

Chapter 13 bankruptcy is referred to as reorganization bankruptcy. When you file for Chapter 13, you will work with a bankruptcy trustee to create a payment plan that will pay back your creditors over time. Typically, you will pay back a percentage of your income and the rest of your debt will be forgiven at the end of the payment plan.

What Is a Credit Card Lawsuit?

If you have been a victim of credit card fraud, you may be able to file a credit card lawsuit. This type of lawsuit is designed to help you get back any money you lost due to the credit card company's negligence. If you have been a victim of credit card fraud, you should speak with an attorney who is experienced with filing credit card lawsuits.

At Belmont Law Firm, we have helped many clients recover the money they lost due to credit card fraud. Contact us online or call (202) 875-8445 to schedule a free initial consultation with our Washington, DC credit card debt attorneys.